Month: February 2023

10 questions to ask yourself before you invest in anything

  1. What is my risk tolerance?
  2. What is my investment timeline?
  3. What is the current market outlook for NVDA?
  4. What is the company’s financial health?
  5. What is the company’s competitive landscape?
  6. What is the company’s dividend policy?
  7. What is the company’s management team like?
  8. What is the company’s track record of performance?
  9. What is the company’s valuation relative to its peers?
  10. What is the company’s expected growth rate?

How to Hire a Contractor

When selecting a contractor, here are the top 10 tips to consider:

  1. Get multiple estimates from at least three contractors and make sure you’re comparing the same building materials, work methods, timelines, and other factors.
  2. Hire local, licensed contractors whenever possible; make sure to ask for a local, physical address, and be cautious of anyone who refuses to leave a contract overnight.
  3. Check the contractor’s past work, specialization, references, and professional reputation with the Better Business Bureau.
  4. Take your time making a sound decision and be cautious of contractors who ask for a large deposit up front.
  5. Verify that the contractor is properly insured and bonded, and check their certificate of insurance.
  6. Get everything in writing and make sure to read the fine print on all estimates and contracts.
  7. Understand your right to cancel and follow applicable rules during the cooling off period.
  8. Don’t pay for the entire project before it is completed; make checks payable to a company and don’t pay in cash.
  9. Anticipate delays, as circumstances such as weather may prevent the work from remaining on schedule.
  10. Keep a job file with the contract and all supporting documents, change orders

How to be the MOST productive

As a productive person, I follow some habits that help me get more done and achieve my goals. First and foremost, I avoid multitasking and focus on one task at a time. This allows me to give my full attention to each task, resulting in higher quality work.

I also eliminate distractions by turning off my gadgets, especially my mobile phone and tablet, when I need to focus. I understand that these devices can easily pull me away from what’s important, so I put them in focus mode.

I limit my time talking to others and keep my conversations focused on the task at hand. Additionally, I don’t let failures discourage me. Instead, I view mistakes as opportunities to learn and grow.

Having a consistent morning and night ritual also helps me stay productive. Like Mark Twain once said, “Eat a live frog, first thing in the morning, and nothing worse will happen to you the rest of the day.” So, I start my day by tackling the hardest task first.

I also apply the 80/20 rule, which states that 80% of the effects come from 20% of the causes. This means that I focus on the 2 most important tasks out of 10, to maximize my productivity.

Finally, I make sure to take regular breaks, even if it’s just for a short walk outside the office. Research has shown that this can boost my productivity and help me return to work feeling more enthusiastic and capable of coping with stress.

Stock market adages to remember

  1. “The first hour sets the tone for the day.”
  2. “The early bird catches the worm.”
  3. “Buy the rumor, sell the news.”
  4. “It’s all about the open.”
  5. “The trend is your friend.”
  6. “Don’t fight the tape.”
  7. “Don’t let a winner become a loser.”
  8. “The trend is your friend until it bends.”
  9. “Let your profits run.”
  10. “Cut your losses short.”